Helping Insurance & Risk Teams Make Smarter Decisions with
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Donald Murataj

Start Analytics was founded by Donald Murataj, a data-driven entrepreneur with deep expertise in insurance analytics and AI-driven software development. Donald holds a degree in actuarial science and began his career in actuarial pricing and modeling at Desjardins. He later worked on variable annuity hedging strategies at Sun Life Financial and Milliman.

His most notable impact came at SHIFT Technology, where he led the development of fraud detection systems used by several of the top ten U.S. insurers, including Allstate, Liberty Mutual, State Farm, and Geico, to identify claims and network fraud at scale.

Beyond insurance, Donald has built advanced data analytics products for the energy, non-profit, and healthcare sectors, consistently delivering solutions that turn complex data into actionable insights.

Currently, Donald is a data science consultant at YuLife, where he focuses on customer behavior modeling. His work includes building and evaluating predictive models for churn, engagement, and customer lifetime value, with an emphasis on interpretability and measurable business impact.

Fullstack web development

Fullstack Web Development

mobile app development

Fraud Solutions

data analytics solutions

Data Analytics Solutions

websites with embedded 3d content

Training & Deploying AI Models

database optmization

Database Optimization

Projects

Desktop application automating the prediction of insurance premium increase required to maintain profitability. Saved them $20.000 per month in labor cost perpetually.

- Canadian P&C Insurance Company

Mobile application that scans moles and skin lesions, leveraging AI computer vision to automatically identify early-stage melanoma.

- Skin care clinic in Miami

Cloud database system that collects data on different countries. Built a full stack web application with user accounts and security to analyze and cluster the countries together by user chosen metrics.

- Global non-profit

Retrieval-Augmented Generation (RAG) model to analyze health insurance policy restrictions to automate claim approval/denial in the U.S.

- U.S. Health Insurance Company

NoSQL database for production of every oil well in Alberta which led to the decision to acquire 5 of these wells (all 5 acquisitions have resulted in profitable ROI).

- Alberta Private Equity Fund

Donald has built software used by

desjardins
shift
geico
jaworldwisehorizontal
allstate
milliman
sun_life
liberty_mutual

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